Nepali Calender

Nepali Calender
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Fire Insurance policy

Fire insurance is a form insurance against the risk on the properties of people that may occur by fires. It is a device to compensate for the loss consequent upon destruction by fire. When a structure is covered by fire insurance, the fire insurance policy will pay out in the event that the structure is damaged by fire. Perhaps, the fire insurer shifts the burden of fire losses from their actual victim over to all the member of the society. As a matter of fact, fire causes huge hazardous losses every year. The property owner buying fire insurance can prevent the fire waste to some extent. However, the insured individual taking fire insurance in covered against the risk of fire only. Despite the fact, it varies upon the rules and policies of the country. Generally in Nepal, according to the recent notice issued by Beema Sansthan (controller of all insurance companies of Nepal), the insurer are compelled to cover the risk of earthquake in compulsory basis under fire insurance policy. In some other countries, volcanic eruption is made compulsory under this sort of policy.

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