Case 2

Case 2

2.     Ram insures his house against fire for Rs. 40000 with Shyam and for Rs. 60000 with Hari. Fire occurred and a loss is estimated at Rs 14000. Ram recovers Rs. 14000 from Shyam . What are the rights of Shyam against Hari

·        Shyam  can claim Rs. 8400 from Hari as a loss of Rs 14000 will be bourne      by both Shyam and Hari in the ratio of 40000:60000